Election Day

Today November 4th, 2008.  Its said after today things will change one way or another.  What does it really mean to change.  We have our everyday jobs, unless somebody just start handing out money and to go to my place of work to do business or pay all my bills and stuff off.....I'm not seeing what change there is going to be after today.   I'm not trying to be negative but realistic that all of us have our own lives, career and more important our own economics to survive day to day.  The real key answer has been drawn away from most individuals to deal with those three things (especially the last on economics) ourselves and thinking one wave of the magic wand is going to take care of Wall Street, the fuel situation, the mortgage mess, and of course i can go on and on.  but I feel if each of us will take care of our own economics ourselves and not rely on these others.  I wrote in a blog earlier how I was in the real estate industry for 18 years and started to see the bubble  blow up and bust.  I'm seeing us not treating , or may I say acting on, our finances like we use to.  I think we have over spent and the blame goes on to all the consumers which is you and me.  Washington should have done this and this, but if we continue as a majority of consumers spend more than we can pay back,  we are going to be in a world of hurt.  I am wanting to sit down with others on a periodic basis and work together as a small group and tell each other what we are doing with our finances and be accountable for each other.   If one group of people lives by their means, then that group tells others what they are doing and work it across the nation, that will be more of a dent in the present situation then any politician can do and any government can provide.